Interested in a home search?
We’ll set you up to be notified of homes in your desired areas as soon as they hit the market. The platform also offers streamlined communication with us and allows you to schedule showings with a click of a button.
What are you waiting for?
At the Angiolini + Jankowski Team, we understand that purchasing a home is more than just a transaction; it's a profound milestone in life.
Whether you're embarking on this journey for the first time or you're an experienced homeowner looking for your next dream property, we are here to make the path to homeownership as seamless and rewarding as possible.
The Angiolini + Jankowski Team Approach to Buying
-
For the Angiolini + Jankowski Team, we understand the significance of first impressions. We're all about convenience, no matter where you are in your home-buying journey. We're more than happy to arrange an initial consultation at a location that suits you best, whether it's at your potential property or any other place of your choosing. Your comfort and convenience are our top priorities!
-
Pre-approval is the next vital step in the home-buying process in order to understand exactly what you can afford. We are happy to make recommendations from our trusted list of vendors in efforts to help you expedite your home search.
-
Using the Compass web platform and mobile app we will establish a collection that will automatically populate with new listings as they come on the market. The platform also streamlines our communication to discuss properties and schedule showings.
-
Utilizing the resources available to us as agents we will locate and contact potential sellers in the areas you desire, who haven't yet listed their properties and may be open to selling without a listing if the price and terms are agreeable.
-
After finding "the one" we will craft an offer that captures the seller's attention while satisfying all parties needs and expectations. When negotiating in a competitive market where multiple offers are likely, my goal is to help you make an offer that is appealing, without overpaying or sacrificing too much.
-
Congratulations, your offer was accepted! Our transaction coordinator will handle all timelines and deliverables between us including communication with the lender, title, HOA, and all involved parties. In order for us to help complete your due diligences and negotiate any changes to the contract with minimal stress to you.
Homebuying FAQs
-
Financial Preparedness: Before you start your house hunt, it's crucial to evaluate your financial readiness. This involves a thorough examination of your monthly income, expenses, and existing debts.
The Down Payment: Another critical factor is your down payment, saving diligently for your down payment can also influence mortgage rates and terms, so prudent planning is key.
-
Pre-Qualification: Think of pre-qualification as your starting point. It's a preliminary estimate of the loan amount you might qualify for, based solely on the information you provide to the lender.
Pre-Approval: Pre-approval is the next level. It involves a more in-depth assessment, including a thorough review of your financial history, credit checks, and income verification. A pre-approval demonstrates to sellers that you're a serious buyer.
-
Expense Breakdown: Closing costs encompass a variety of fees tied to the home-buying process. These fees may include loan origination charges, title insurance, and property taxes. Typically, they amount to 2-5% of the home's purchase price, payable at closing.
Negotiating Closing Costs: In certain market conditions, you can negotiate with sellers to have them cover some or all of these costs.
-
A Good Faith Deposit: When making an offer on a home, you'll often be asked to submit earnest money. This deposit demonstrates your commitment to the purchase.
Escrow's Role: Earnest money is held in an escrow account until the closing process is completed. It's then applied towards your down payment or closing costs.
-
Types of Contingencies: Contingencies are conditions or stipulations for a home sale. These can range from a satisfactory home inspection to securing financing or selling your current home.
Managing Time-Sensitive Decisions: Contingencies often come with deadlines, ensuring the protection of your earnest money. Timely management is vital.
-
Factors Affecting the Timeline: The average home-buying process takes around 30-45 days from offer acceptance. However, several factors can affect this timeline, including loan approval, appraisal times, and post-inspection negotiations.
-
Determining Your Offer: Base your offer on comparable properties in the area, the condition of the home, and its time on the market. As your trusted real estate advisors we can provide invaluable guidance in crafting a competitive and fair offer.
-
Objective Assessment: A home inspection is a comprehensive evaluation of the property you're considering. Certified inspectors assess structural elements, plumbing, electrical systems, and more. The findings can be a crucial negotiation tool, particularly if repairs are needed.
-
Extra Security: A home warranty provides added protection against unexpected repair or replacement costs for major systems such as heating or plumbing. Although optional, many buyers find it valuable, especially for older homes.
-
Final Walk-Through & Document Review: Prior to closing, conduct a final walk-through to ensure that all agreed-upon repairs or modifications have been completed. Carefully review closing documents to confirm alignment with your agreement.
Interested in working together but still unsure where to begin?
Feel free to share your information, and we'll be delighted to get in touch and assist you.
Nobody knows Pittsburgh like we do.
Buyer represented by Jordan Jankowski
“Jordan did a wonderful job both finding us our ideal home in the ideal location as well as selling our home quickly. Very professional, knowledgeable, and great at his job. Highly recommend using his services.”
Buyer represented by Tori Angiolini